What kind of debt can I consolidate...
We can help settle unsecured bills such
as credit card debt, department cards, loans to major debtors,
judgments, health care loans, collections, IRS, repos, and
past due utilities.
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How do I qualify...
Its simple, you must have a combined
total debt of over $5,000.00, more than one unsecured
creditors you owe this too, a resident of the U.S, and that's
it you qualify. It's that easy, now you can fill out our form
below of a free debt consolidation quote.
What exactly is debt reduction...
debt consolidation is the process by
which we negotiate with your creditors to obtain better
repayment terms for you on existing bills. Under our debt
settlement program, monthly payments are often lowered and
interest charges are reduced - even to levels between 0 and
5%! You save thousands of dollars in interest rates through a
reduced payoff period, saving you years or even decades of
payments.
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Why would the debtors be willing to
lower my payments...
debtors are willing to participate in
debt consolidation hoping that they can avoid the expense of
turning the accounts over to a collection agency. Agreeing to
settle also lessens the likelihood of the client declaring
bankruptcy.
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Will my employer be contacted or report
to the credit bureaus...
No. We will not contact your employer or
report to the credit bureaus. A free debt settlement quote has
no obligations and no credit check.
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Are there fees for this program...
Our credit couseling organization does
require a nominal contribution on your part to enroll in the
debt reduction service. This nominal fee covers operation
costs and will be included in your monthly payment. Our fee is
lower than other credit couseling organization.
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Can I still use my credit card...
You cannot use any credit cards that are
put in the debt reduction plan and we will be happy to explain
all the details and what's expected from you by your creditors
in our free consultation.
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What do I need to do to get started...
All you need to do is to fill out our
form below for a free debt relief quote, we will do the rest
for you at no obligation and of course completely
confidential.
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Will debt consolidation hurt my
credit...
We do not report to the credit bureaus.
Given time, if you are in collections or over due on payments
our service will improve your over all credit score.
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How will I know when deposits are made
on your program...
Each month you will still receive a
statement through the mail indicating when a payment has been
made. Or, simply login to our main site 24/7 and view your
account status.
